published Friday, September 20th, 2013

Things I wish my kids would ask me

THINGS I WISH MY KIDS WOULD ASK ME

Editor’s note: Barry Courter has a 24-year-old son who is a college graduate and a 19-year-old daughter who is a sophomore in college.

Q: Dad, I might begin the process of buying a house in the next year or so; what do I need to know or do?

A: You can visit a bank or lending agent to see how much you qualify for when it comes to a mortgage amount. If it’s not as high as you want, they can tell you what you need to do to get where you want to be mortgage-wise. You should also start making lists of things you want, or don’t want, in a house. Do you want old or new; do you want a fixer-upper or one that is move-in ready? Do you want a big yard or no yard or a fenced-in yard for a dog? Do you want to be close to work or downtown; do you see this as your first of many houses or the last one you hope to buy? There are lots of other things to think about, but those are a few. Also, remember there is no such thing as perfect. It’s all about trade-offs.

— Barry Courter

about Barry Courter...

Barry Courter is staff reporter and columnist for the Times Free Press. He started his journalism career at the Chattanooga News-Free Press in 1987. He covers primarily entertainment and events for ChattanoogaNow, as well as feature stories for the Life section. Born in Lafayette, Ind., Barry has lived in Chattanooga since 1968. He graduated from Notre Dame High School and the University of Tennessee at Chattanooga with a degree in broadcast journalism. He previously was ...

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