Consumer Watch: Keep Fido happy and limit your pet care costs

photo Ellen Phillips

Q. I've wondered over the years why you don't write a column about pets. I'd like to have some tips to save money with my dog. - Dennis Disappointed

Dear Mr. Disappointed: Actually, several readers have asked me during the last few months to write a "dog" column. However, with respect to dog owners everywhere and though I'm far from a cat lover, it's only fair this week's topic be more along the lines of pet care.

According to CBS News, American household spent $56 billion last year on their pets, including veterinary care in excess of $14 billion. The ASPCA tells us the average cost for a cat's annual wellness visit is $160 and even higher for dogs at $210-$260, depending on their size and age. My sister spent thousands on her little Yorkie's heart condition, among other serious health problems, before the little sweetie died.

Because so many of us spend such vast amounts, more and more recommendations for pet insurance abound. Unfortunately, it's costly at best; not only must you pay a deductible and, often, a copay before receiving any reimbursement - just like a human - but also prices vary based upon age, breed, and any pre-existing conditions. The average monthly fee for a cat cost around $19 and $30 for a dog so perhaps a better idea may be to negotiate with your vet for a discount. Just like shopping around for a good physician, visit vet offices with referrals from friends and colleagues. Check for professionalism among all the staff and, secondly, focus on cleanliness and (seriously) follow your nose. Once you've established Dr. Dachshund is the one, his or her fee schedule needs discussing; discounts may be possible if you're a senior citizen, a vet(eran), or have several pets that will need the doc's care (cheaper by the dozen?).

Cautious shopping helps in other areas, too. Many owners like to dress up Kitty and Rover, ranging from extreme movie-star clothing to more "normal" clothing, such as outerwear to keep them warm in cold weather. Just as with humans, be diligent when you shop, particularly in boutiques. For example, in the dog world, October through December bring the highest cost merchandise, especially coats and bedding. Instead, try online sites, such as spoiledsweetest.com and dhgate.com. So far as pet supplies are concerned, one magazine suggests going to online stores like Tractor Supply Company that carries some basic pieces much cheaper than those found in traditional pet aisles. Scratching posts, dog beds, and litter boxes are just a few of the items on which an owner will save.

Pet medications can be a huge expense. Consider purchasing basic care meds at online pet pharmacies, such as 1800petmeds.com or drsfostersmith.com. These sites offer a large selection and better prices, plus coupons and free shipping. Shopping at Costco or Sam's pharmacies can save money on pet meds, as well as your own human needs. (On the other hand, negotiation could come in handy here as well; your vet may agree to match the online or big box store price.)

Ellen Phillips is a retired English teacher who has written two consumer-oriented books. Her Consumer Watch column appears every Sunday. You may contact her at consumerwatch@timesfreepress.com

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