debijhewitt's comment history

debijhewitt said...

StrongI am disabled from BCBST. I worked there 12 years and became disabled in 2002. Per my policy I had BCBST was to always pay for my Insurance premiums for prescription..In December of 2009 I received a packet that explained the Board of Directors had decided to change the policy and would no longer pay my premium. I was to pay half the premium for 2 years and then the whole premium from then on. I was very upset about this since I don't have a lot of money and could not afford to pay half. My first premium would be due Jan. 1,2010. I did not have the money to pay. If you miss one payment you have to pay any current payment and the past due or they will return your check. I was never able to catch up on my premiums and I no longer have insurance. My Insurance was cancelled! I am disabled and it was hard paying co-pays but now I have to come up with cash before I am able to go to the doctor. I no longer can afford to get 90 day prescriptions I was only able to get 2 lower priced prescriptions each for 30 days I could not afford the 90 days prescription price.I really need to go to the doctor and get my prescriptions I have not been able to save my money to do that. After I pay for the Doctor visit I don't have any money to pay for blood test..or any other test. I called the TN insurance commissioner office and they said BCBST can do anything they want to do they are self-insured. Everyday since I received the information I had to pay for my insurance I have tried to figure out what I can do how can I get help. I need my prescriptions and need to see my Doctor I can't do either. Most people know without the health care you need you will die. It happens to people all over the world. Medicare is not an option because BCBST has paid for my premium I didn't take out Medicare because I didn't need it. Now Medicare is charging me the basic fee of $115.00 plus 10.00 per year penalty for not having medicare. I can't afford that because it is over $200.00 a month just for health. Per Ron Harr BCBST can't pay for my premiums any longer because they can't afford to and others in the area don't provide that benefit. BCBST expects me to go to the Doctor because I have to be reviewed every 2 to 3 years and the doctor has to complete paperwork on my medical status. I don't know what I'm going to do. I feel so bad for people without health insurance I don't know what is going to happen to all of us without insurance. I also had insurance to help me in case I have to go into a nursing home. I no longer have that and I don't know what is going to happen to me. I have to pray daily not to get bitter over this situation. When I see what all the board members make and the profit BCBST makes. I don't understand why they can't afford to pay for my insurance premiums.. I just want my insurance back...!!!

June 13, 2011 at 11:30 a.m.

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