Is it really not safe to travel somewhere? Do I really need to get travel insurance when traveling? Its really pain in the ass whenever I travel. My travel agency: http://www.paranatours.com/ always says to get travel insurance but I really don't know what is the main purpose of that.
Research is one of the necessary things you need to do before traveling. You need to learn the places you are going. Read more information about the locals, culture of the place and always prepare yourself for the what ifs. Bring medical necessities, food and water. see http://www.paranatours.com/ for more information.